W H A T   T H E   I N S U R A N C E   C O M P A N I E S
D O N ' T   W A N T   Y O U   T O   K N O W

1. 

Time is Money - For THEM!
The longer you wait, the more chance that important evidence becomes lost, obscured, or otherwise unavailable. Additionally, there may be notice deadlines, some as short as just a few months. If you delay, there is a chance your case may be barred from ever reaching court.

  
2.  Pictures are Worth a Thousand Words - And Thousands of Dollars
Take pictures and videos of everything you can, such as the accident scene, scars, splints, damaged items, etc. Photos and videotape can be a crucial tool in gaining a fair settlement.
  
3.  Seek Medical Attention Immediately
Victims are often in a state of shock right after an accident and may not feel any immediate pain. It is still important to see a doctor right away, or risk having your claim reduced by the insurance company questioning, "If you were truly hurt, why did you wait?". Equally important is to always follow your doctor's advice. If you fail, the insurance company may use it against you.
  
4.  Keep All Receipts
To get paid for an expense, you'll need to show proof of that expense. In addition to the obvious medical expenses, save receipts from any related costs such as needed hired help, transportation, etc. Any expenses incurred as a result of an accident are reimbursable and serve as further proof as to the extent of injury.
  
5.  Maximum Settlements Require Experienced Lawyers
Insurance companies want you to believe that you can handle negotiations on your own. They love it when you help them maximize their profits! Don't let the insurance company pressure you into a quick settlement. Seek out an experienced lawyer to make sure you get every penny you deserve.